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HR Daily Advisor | Are Your Employees Using Their 401(k)s to Maximum Effect?

According to Whitlow, many 401(k) holders do not really interact with their benefit. He explains, “The majority of people use 401(k)s as a ‘set it and forget it’ type of investment until they have to make some new decision.” Whitlow pointed out that that was very different than other benefits, like health care, where you must make elections every year—this serves as a reminder to interact with benefits.

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